Apni Chhat Apni Ghar Scheme

Apni Chhat Apni Ghar Scheme 2025: A new beginning for poor families of Punjab

The Punjab government’s “Apni Chhat Apni Ghar Scheme is a historic initiative launched to provide a roof and a house to the poor and homeless families. Under this scheme, the government has allocated a huge amount of Rs. 62 billion to enable the construction of 100,000 houses.

Aim and Objectives of the Scheme

Apni Chhat Apni Ghar Scheme

This scheme for low-cost housing to help low salaried families was Introduced by Maryam Nawaz Sharif, the Chief Minister of Punjab. For this scheme, it has been decided that 100,000 homes will be built by the end of 2025. Step-by-step guide: How to Apply for Punjab Government Housing Loan Scheme

Loan Provision and Terms

Apni Chhat Apni Ghar Scheme

Interest-free loans are being provided under this scheme. So far, more than 9,000 people have been Provided loans Importance more than Rs 8.5 billion. The tenure of each loan is 9 years and the monthly installment is fixed at Rs 14,000. In addition, 5,000 people have also been provided with the second installment of the loan in the second phase.

How to Apply

Apni Chhat Apni Ghar Scheme

Online Method:

Applicants can apply online by visiting https://acag.punjab.gov.pk. For this, it is necessary that the applicant is a resident of Punjab and has all the required documents.

Offline Method:

If a person is Powerless to apply online, he can apply offline by visiting the registration desk in the Deputy Commissioner’s office of his district. For this too, it is necessary to bring all the necessary documents.

Benefits of the Scheme

Apni Chhat Apni Ghar Scheme

  • Poor families will get the opportunity to own their own homes.
  • Provision of interest-free loans will reduce the financial burden.
  • Development of housing schemes in various districts of Punjab will reduce homelessness.
  • Housing facilities will be provided to deserving people.

Conclusion

“Apni Chhat, Apna Ghar” Scheme 2025 is an important step of the Punjab government which is proving to be a ray of hope for the poor and homeless people. Through this scheme, millions of families are seeing their dream of owning a house become a reality. If you want more information or guidance about this scheme, you can visit https://acag.punjab.gov.pk for details or contact the helpline number 0800-09100.

(FAQs)

This scheme is only for Pakistani citizens who are permanent residents of Punjab and have low income or are homeless. Special preference is given to families who have never owned a home before.

  • Copy of ID card
  • Proof of income (e.g. salary slip or affidavit)
  • Proof of tenancy/residence
  • Family Registration Certificate (FRC)
  • Family information verified from NADRA
  • Is this loan given at interest?
  • No, this loan is interest-free.

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