Asaan Karobar Card Scheme 2025, Asaan Karobar Card Scheme Check Eligibility, Asaan Karobar Card Scheme Apply Now

CM Punjab Introduces ‘Asaan Karobar Card Scheme’ for Easy Business Loans

ByAdmin

The Punjab government has launched the Asaan Karobar Card Scheme. In this program, financial assistance up to interest-free loans will be distributed to businesses so that they can further improve their businesses. This scheme is an excellent opportunity for entrepreneurs living in Punjab to improve their economic development and prioritize good business. 

Through this Asaan Karobar Card Scheme, loans of around one lakh to 30 million will be provided without any interest and this scheme aims to make a complete effort to help these people live a better and prosperous life

Asaan Karobar Card Scheme 2025, Asaan Karobar Card Scheme Check Eligibility, Asaan Karobar Card Scheme Apply Now
Asaan Karobar Card Scheme Online registration Method

Also Read: Benazir Kafalat Program 2025 Latest Payment of Rs. 13,500 Released

Key Features of the Asaan Karobar Card Scheme

  • The Karobar Card Scheme stands out as a revolutionary step in financial assistance for aspiring entrepreneurs. Here are its key features:
  • Flexible Repayment Terms:
  • The loan can be repaid in easy installments over five years.
  • Support for Business Growth:
  • The scheme supports both new startups and existing businesses, helping individuals achieve financial stability and success

Also Read: How to Register For CM Punjab Laptop Scheme 2025

Asaan Karobar Card Scheme 2025

FeatureDetails
Total BudgetMultibillion-rupee initiative
Loan TiersTier-1: Up to Rs5M, Tier-2: Up to Rs30M
Target BeneficiariesSMEs and agricultural businesses
Loan TypeInterest-free loans

Also Read: CM Punjab Laptop Scheme 2025 Registration Portal Opens for 60,000 New Laptops

Key Highlights of the Asan Karobar Card Scheme

  • Interest-Free Loans
  • With the help of this Asian Karobar Card Scheme, you will be provided with a loan to expand your business or start a business.
  • Target Sectors
  • The scheme supports various industries, including agriculture.
  • Economic Goals
  • The program aims to create jobs, boost exports, and drive economic development.
  • Digital Financing:
  • A digital system ensures that funds are used for legitimate business purposes.
  • Additional Incentives
  • Includes capital subsidies for solar equipment, cleaner production technologies, and new industrial estates

Also Read: 8070 Online Registration Open for Ramazan Ration Program 2025

CM Punjab Asaan Karobar Card Scheme

  • This Asaan Karobar Card Scheme also introduces the Punjab CM Asan Karobar Card, a digital initiative to assist small businesses. Key features include:
  • Loan Amount: Interest-free loans of up to Rs1 million.
  • Loan Period: Up to 3 years.
  • Grace Period: 3 months.
  • Target Beneficiaries: Over 100,000 small businesses are expected to benefit

Also Read: Benazir Kafalat Program Disqualification Reasons and Tips to Avoid Them

Loan Repayment & Additional Terms

  • Grace Period:
  • Startups/New Businesses: Up to 6 months before repayment starts
  • Existing Businesses: Up to 3 months grace period
  • Equity Contribution (Initial Investment Required):
  • Tier 1 (T1): 0% equity required, except for leased vehicles
  • Leased Commercial Vehicles: 25% equity contribution
  • All Other Loans (T1 & T2): 20% equity contribution
  • Special Concession: Only 10% equity is required for females, transgender individuals, and differently-abled persons
  • Repayment Terms:
  • Monthly Installments: Fixed equal payments based on the loan approval terms

Also Read: CM Punjab launch a laptop scheme from January 2025

Conclusion

The Punjab government has launched the Karobar Card Scheme to promote and improve businesses. This program aims to make the lives of these people prosperous and better and to make full efforts to improve their businesses. The meeting also agreed on the ‘Chief Minister Aasan Karabar Financing Scheme’ for medium-level businesses,. The loan issued under this scheme will be returnable in five years. The CM Punjab emphasized that these initiatives would create employment opportunities and foster growth in the province’s business and industrial sectors

FAQS

Loans range from Rs. 100,000 to Rs. 30 million.

Yes, the loan is completely interest-free.

You can easily repay this loan in a lump sum over five years.

Yes, you get a three-month grace period after starting your business

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